Our Sustainability Policy
A&T Bank, as an environmentally conscious financial institution, addresses climate change mitigation and the reduction of environmental impacts as an integral part of its business strategy. The Bank conducts its operations in alignment with the United Nations Sustainable Development Goals and the targets of the Paris Agreement. Within this framework, A&T Bank adopts a comprehensive sustainability approach encompassing environmental, social and governance (ESG) dimensions and is committed to act in accordance with responsible banking principles in these three main fields.
Environmental Sustainability Principles:
The Bank as an environmentally sensitive finance company adopts the following principles in order to fight against climate change and to mitigate environmental impacts:
- To carry out activities in line with the United Nations Sustainable Development Goals (SDGs).
- To contribute to the process of transition to a low carbon economy by integrating risks and opportunities regarding climate change into
its business strategies.
- To decrease carbon emission in its operations, to improve energy and water efficiency, to take systematic measures for segregating
wastes and using resources efficiently.
- To analyse environmental risks in loan granting processes and not to finance the activities in the List of Non-Financed Activities in
the Environmental and Social Risk Management Policy of the Bank within its corporate knowledge.
- To support the production and trade financing with a long-term environmental sustainability perspective.
- To act in accordance with the Responsible Supply Chain Policy in its supply and procurement processes.
- To organize meetings for the personnel in order to raise awareness regarding environmental sustainability and to promote
environmentally friendly behaviour forms.
Social Sustainability Principles:
The Bank implements a fair, inclusive and equitable approach respecting human rights and adopts the following principles:
- To protect human rights, to implement a zero tolerance policy against discrimination in the work environment; to reject discrimination
based on factors such as race, religion, language, gender, disability and physical appearance.
- To support the participation of the women, the young and the disabled into the workforce; to prioritize equal opportunities in
employment processes.
- To monitor, evaluate, and take measures against direct social impacts that might arise from loan granting processes.
- Not to finance production and trade activities including child labour, forced labour and human right violations.
- To contribute to projects aiming for creating positive impact for the personnel, customers, suppliers and the public.
- To ensure full compliance with the occupational health and safety legislation; to provide the personnel with a safe, proper and
supportive business environment.
- To carry out social responsibility activities in order to raise awareness among the public regarding financial literacy and
sustainability awareness.
Governance Principles:
The Bank implements a transparent, accountable and ethical governance approach and adopts the following principles:
- To strive for creating benefit to the Turkish economy while aiming for efficient, profitable and sustainable growth in all its activities.
- To evaluate indirect impacts caused by banking services with a responsible banking approach.
- To take a firm stance against illegal activities such as bribery, frauds and laundering proceeds of crime; to implement zero tolerance
principles in these areas.
- To ensure that the personnel and all stakeholders comply with ethical rules in gift, donation and similar practices in line with the Rules
of Conduct and Ethical Principles document.
- To disclose sustainability practices with the public and its stakeholders in line with transparency and accountability principles.
- To manage goal setting, practice monitoring and performance evaluation processes via the Sustainability Committee.
- To continuously review the sustainability strategy and to revise and improve the same in order to adapt to changing conditions.