Cash Loans A A

  • Spot Loans

    As A&T BANK, we offer you spot loans for your short-term financial needs. The amount, maturity and interest rate are determined at the issuing date. The loan can be used both in TL and in foreign currency and the interest and principal are collected at the maturity date. Accordingly, a fixed interest rate shield protects you from market fluctuations. As the payments and maturity dates are known in advance, you will be able to manage your cash flow more effectively.

  • Revolving Loans

     

    Revolving loans are designed for your short term working capital requirements, with floating interest rate where interest amount is paid at the end of each quarter. Interest rate is floating as it is determined according to daily market conditions. You can use cash at any amount and at any time within the approved credit limit and have the option to repay the principal of the loan in whole or partially.

  • Eximbank Loans

     

    These loans are provided by Export Credit Bank of Turkey (Eximbank) to fulfill your financial needs related to export and overseas contracting services. Eximbank loans can be disbursed in TL or foreign currency through A&T BANK. These loans are exempt from taxes, customs, fees and excise taxes of the Resource Utilization Support Fund (RUSF).

  • Foreign Currency Loans

    These are loans provided to companies to meet their short-term foreign currency needs for working capital. The interest rate, maturity, and loan amount are fixed according to market conditions on the disbursement date.

  • Commercial Installment Loans

     

    Commercial installment loans are suitable for meeting your company's short term and medium term financing needs for working capital requirements.

  • Export LC Discount

    Export LC Discount allows to collect your confirmed export LC receivables before maturity date.