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104
ARAP TÜRK BANKASI A.Ş.
NOTES TO UNCONSOLIDATED FINANCIAL
STATEMENTS AT 31 DECEMBER 2013
( Amounts expressed in thousands of Turkish Lira (“TL”) unless otherwise stated. )
CONVENIENCE TRANSLATION OF PUBLICLY ANNOUNCED UNCONSOLIDATED FINANCIAL
STATEMENTS ORIGINALLY ISSUED IN TURKISH, SEE NOTE I OF SECTION THREE
The amount subject to credit risk for non cash loans and commitments are converted credit by using the conversion rates which are
defined in the 5th article of “Regulation on Measurement and Evaluation of Capital Adequacy of Banks”. Besides, the provisions which
are defined in “Regulation on Procedures and Principles for Determination of Qualifications of Loans and Other Receivables by Banks
and Provisions to Be Set Aside” and taken place at the liability side of the balance sheet are also taken into consideration. And classified
to the relevant risk class by regarding the 6th article of “Regulation on credit risk mitigation techniques” and the risk is weighted in
accordance with the same regulations Annex-1.
Value at operational risk (VOR) is calculated in accordance with the “Basic Indicator Method”and is included in the capital adeqaucy
ratio calculation.
Information on unconsolidated capital adequacy standard ratio
Risk weights
%0
%10
%20
%50
%75
%100
%150 %200
The Amount Subject to Credit
Risk
477,221
-
219,733 2,068,921
- 1,571,566 165,736
-
Risk Types
Contingent and Non-Contingent
Receivables from Central
Governments and Central Banks
438,519
-
-
100,265
-
-
-
-
Contingent and Non-Contingent
Receivables from Regional
Governments and Local
Authorities
-
-
-
-
-
-
-
-
Contingent and Non-Contingent
Receivables from Administrative
Units and Non-commercial
Enterprises
-
-
-
-
-
-
-
-
Contingent and Non-Contingent
Receivables fromMultilateral
Development Banks
-
-
-
-
-
-
-
-
Contingent and Non-Contingent
Receivables from International
Organizations
-
-
-
-
-
-
-
-
Contingent and Non-Contingent
Receivables from Banks and
Financial Intermediaries
31,907
-
219,733 1,930,878
-
14,656
-
-
Contingent and Non-Contingent
Corporate Receivables
-
-
-
-
- 1,446,360
-
-
Contingent and Non-Contingent
Retail Receivables
-
-
-
-
-
-
-
-
Contingent and Non-Contingent
Receivables Secured by
Residential Property
-
-
-
37,778
-
24,093
-
-
Past Due Loans
-
-
-
-
-
289
-
-
Higher-Risk Receivables
Defined by BRSA
-
-
-
-
-
-
165,736
-
Marketable Securities
Collateralized Mortgages
-
-
-
-
-
-
-
-
Securitization Exposures
-
-
-
-
-
-
-
-
Short-Term Receivables from
Banks and Corporate
-
-
-
-
-
-
-
-
Undertakings for Collective
Investments in Transferable
Securities
-
-
-
-
-
-
-
-
Other Receivables
6,795
-
-
-
-
86,168
-
-